1. A valid email address
2. A valid US address - Lease is not available outside of the US
3. A valid Social Security Number
4. A valid credit or debit card to make monthly payments with (no prepaid or gift cards)
5. Must be 18 years of age or older
6. Proof of income of at least $1,000 a month

Apart from the qualification restrictions listed above, a Lease is currently only available when you are buying items totaling between $50 & $2,000 (excluding shipping and taxes)

A Consumer Lease Purchase Agreement permits you to make periodic payments for the use of the products you have selected while you have possession of those products. You have no long term obligation to continue leasing, and can return the product to LeaseCo at any time with no further obligation other than for amounts past due.

In addition, you have several options to acquire ownership of the product you are leasing by taking advantage of our early payment options (for details on this option, see the question below – “What are the Early Purchase options”). A LeaseCo Lease offers flexibility that may make it more attractive than financing through a loan. Every month you can choose to continue to lease for another month, purchase the product at a discounted rate, or return it.

If your shopping cart totals between $50 and $2000 in qualified products, you may get a LeaseCo Lease in a few simple clicks.

1. Select the items you want to purchase and proceed to Checkout
2. During the checkout process, select the LeaseCo button on the Payment page
3. Verify your identity and provide payment information
4. Receive an instant decision
5. Review and Agree to your Lease Agreement and submit your order

Your product will be shipped within 1-2 business days! Please note it may take longer for certain releases (i.e. "early access" releases).

LeaseCo will send you a welcome email that gives you a link that you can use to access your LeaseCo account.

A Lease with LeaseCo requires an initial payment at the time of the order and 9 successive monthly payments. You can buy the products outright at any time, and every payment goes toward reducing the buyout price.

We believe LeaseCo’s flexible monthly payments are more convenient and flexible than conventional loan financing!

Loan: You can borrow money to buy something and you pay it back every month with interest.

LeaseCo Lease: Anyone who has a SSN and is over 18 years of age with a valid US address can apply. (Some restrictions apply)

Each month you may choose one of three options:

1. Make the monthly payment
2. Purchase the products
3. Return the products at any time to LeaseCo, normal wear-and-tear is accepted with no further obligation other than for amounts past due.

If you would like to return your products please contact our customer service at 888-568-7735 so you can coordinate it with LeaseCo. Your Lease Agreement will be satisfied once we receive the products, verify the condition of the item(s) and your account is in good standing.

LeaseCo will take your payment history into consideration for any future leases you may wish to obtain. Failure to make payment or repeatedly making payments after the due date may result in your denial of future leases.

We may also report your payment history to the credit data providers we use.

Anyone over 18 years old may apply. (Please refer to all the eligibility requirements listed above). Please note, residents of Oklahoma, Iowa, Indiana, Maine, South Carolina, Colorado, Wyoming, Minnesota, Wisconsin, New Jersey, Alaska and Hawaii are not eligible to lease with LeaseCo.

Currently the lease option is only available for purchases between $50 and $2000. Once you have made a decision on what items you want to buy and are approved for a lease, LeaseCo extends you a purchase limit that covers the items you currently have in the shopping cart (plus shipping and tax).

Cancellations are subject to Killion's cancellation policy. Please contact Killion if you would like to cancel a transaction before receiving the item(s). If your lease is still in the "processing" state when Killion agrees to cancel your order, the lease will automatically be removed from your LeaseCo account. If your order has already been shipped, please contact LeaseCo Customer Service at 888-568-7735 and we will work with you to process the order as a return.

There will be a down-payment requirement which is due at checkout, and subsequent monthly Lease payments are auto-withdrawn monthly from the credit card or debit card used at checkout. You can also access your account information on our site by clicking on “Your Account” section at killionest.com. Please contact customer service at 888-568-7735 if you have any further questions regarding your account or Lease payments.

Every month we’ll send you an email regarding the payment date and the amount of your next monthly Lease payment.

No, LeaseCo offers a lease to own payment option. Customers are entering into an agreement to lease the product, with an option to own, by exercising the Early Purchase Option. The Lease Agreement is not a credit transaction. The monthly Lease payment does not include an interest rate or APR and will not be used to calculate the Lease amount.

LeaseCo considers the following two factors when calculating the monthly Lease payment:

1. The cash price of the product
2. The state/city sales tax rate

The Lease Agreement outlines the maximum number of times the Lease can be renewed before the customer automatically obtains ownership. Please note that the Shipping charges for the items will be added to the Initial Payment at the time of the purchase.

To take advantage of the early payout option, simply refer to the table in your Lease and look up the amount referenced to each monthly payment date. It shows you the amount that you need to pay to own the items immediately. The sooner you pay off the Lease, the more money you save.

Your payments will be monthly. The first payment will be 20 days after your Lease is approved. Following this first payment, all payments will be due on the same day of each month for the term of the Lease Agreement.

You can apply if you have no credit, bad credit or a bankruptcy. However, an inquiry will be made of your credit history or creditworthiness. We may also check past transactional history and report information about your Lease to credit reporting agencies. However, no established credit history is necessary.

No. Good credit is not necessary but not everyone less than perfect credit is approved. Our goal is to help consumers with less than perfect credit purchase items they want through our Lease.

Yes, you may lease any number of products up to your approved spending limit.

The spending limit is the total Sale Price of the goods you can lease.

Yes. LeaseCo charges and collects sales tax. Sales tax is added to all Lease payments and buyouts.

To verify your identity, we use the information you provide during the check-out and obtain a credit report from bureaus. But your credit score will not be impacted by our information verification methods.

If you do not pay your Lease payment(s) or do not return your Leased item(s), this may be reported negatively on your credit.

LeaseCo is available in the US only. We presently do not do business in Oklahoma, Iowa, Indiana, Maine, South Carolina, Colorado, Wyoming, Minnesota, Wisconsin, New Jersey, Alaska and Hawaii.

Also note, orders cannot be shipped to APO, FPO, DPO or P.O. Box addresses. In addition, we are unable to ship to the following states and U.S. territories: American Samoa, Guam, Puerto Rico, and The Virgin Islands.

Unfortunately, we do not accept co-applicants at this time.